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Mortgage Kirkland Washington and surrounding areas Melanie Moore.
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Getting Started

Senator Maxine Waters (CA) getting flack from the banks.


LOAN MODIFICATION

If Senator Waters encountered this nightmare from the banks, how would the average consumer fare? Worse. People modifying directly with their lender have been doomed because they fail to present a compelling picture of their situation and provide the necessary, viable documents required. In the end, lenders foreclose.

Paperwork has proved a major stumbling block for the president's foreclosure-prevention program.
New guidelines will require applicants to provide all paperwork before getting a trial modification. The new policy will make it harder for troubled homeowners to start the process, but it should make it easier for them to qualify for permanent assistance under President's Obama foreclosure prevention plan reports CNN Money.

Help Yourself  Pick up the phone, call  800.630.7271.  We offer these options, Full Representation or Self Representation.


TARP's not working
January 31, 2010

NEW YORK (CNNMoney.com)
TARP has failed to boost bank lending as well as halt the spread of foreclosures -- two key aims of the sprawling program.  Even as Treasury allocated $35.5 billion towards that foreclosure-prevention program as of the end of last year, only 66,500 homeowners have received permanent modifications, with another 787,200 homeowners in trial modifications. Under fire for the low number of people receiving long-term help, the Treasury Department in late November ramped up pressure on servicers to convert borrowers to permanent modifications.

Still, there is no sign that the rate of foreclosures is slowing down anytime soon. foreclosure filings surged to a record 3 million in 2009, up 21% from 2008.

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FHA. With families turning to FHA in record numbers, the agency is on pace through its expansions to help over 500,000 families refinance into its affordable mortgages by the end of this year.

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Latest News
The mortgage industry has been making headlines recently. What does this mean for you?

30 Year Fixed

Many new loan programs have come and gone. See why this old standby is more popular than ever.

No Mortgage Insurance Loans
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Today's Lowest Rates
Use Quick Quote on the right to see points, closing costs and monthly payments.

Loan Program
Rate
30 Year Fixed
5.125
5.129
15 Year Fixed
4.500
4.512
5 Year Arm
4.125
3.453
5 Year Interest Only
 
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425-822-5438
800-630-7271





Maxim Credit

Kirkland , WA  98033
Phone: 425-822-5438
Fax: 814-680-9500

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